Current & Historical Mortgage Rates
Follow weekly national mortgage-rate averages and put today's borrowing environment into historical context.
Connecting to live sources…
30-Year Fixed—
15-Year Fixed—
30-Year Fixed Rate — Last 52 Weeks
Freddie Mac Primary Mortgage Market Survey via FRED.
15-Year Fixed Rate — Last 52 Weeks
Freddie Mac Primary Mortgage Market Survey via FRED.
How mortgage rates affect payments
Even small rate changes can affect a monthly payment and total interest over the life of a mortgage.
Estimate your payment →Compare a refinance
A lower rate does not automatically make refinancing worthwhile because closing costs and break-even timing also matter.
Open Refinance Calculator →Mortgage rate series are national averages from Freddie Mac's Primary Mortgage Market Survey as distributed through FRED. They are not personalized quotes, approvals or offers. Source observations may be revised.