Terms of Use

These Terms of Use govern access to and use of the Numelios website, calculators, educational content, and related features. By using Numelios, you agree to use the website in accordance with these terms.

Informational Purpose

Numelios provides calculators, estimates, explanations, and educational information for general informational purposes.

Nothing on Numelios should be interpreted as financial, investment, tax, legal, mortgage, lending, medical, or other professional advice.

Calculator Results

Calculator results are estimates generated from the values entered and the formulas, assumptions, and methodologies used by each tool.

Actual payments, interest, rates, taxes, fees, lender requirements, investment returns, closing costs, or other financial outcomes may differ from calculator estimates.

Users are responsible for reviewing the assumptions and determining whether a calculator is appropriate for their intended use.

No Financial or Lending Relationship

Use of Numelios does not create a financial advisory, lender, borrower, broker, investment advisory, fiduciary, or professional relationship.

Calculator results do not represent loan approval, mortgage approval, credit approval, investment recommendations, or offers of financial products or services.

Accuracy and Availability

We aim to provide useful and accurate calculators and information, but Numelios does not guarantee that all calculations, data, content, rates, formulas, or website features will always be accurate, complete, current, or available.

Errors, interruptions, outdated information, technical problems, or differences between estimated and actual results may occur.

Acceptable Use

You agree not to use Numelios in a way that interferes with the operation, security, performance, or availability of the website.

You may not attempt to gain unauthorized access to website systems, introduce malicious code, misuse automated systems, or use the website for unlawful purposes.

Third-Party Services and Links

Numelios may reference, link to, or integrate third-party websites, data providers, analytics services, financial information sources, advertisers, affiliate partners, or other external services.

We do not control third-party services and are not responsible for their availability, accuracy, products, content, security, terms, or privacy practices.

Intellectual Property

Unless otherwise stated, the Numelios website design, original content, calculator presentation, branding, and other original materials are protected by applicable intellectual property laws.

Third-party names, trademarks, data, or content remain the property of their respective owners.

Limitation of Liability

To the extent permitted by applicable law, Numelios is not liable for losses, damages, costs, or decisions resulting from reliance on calculator estimates, website information, third-party services, or the use or inability to use the website.

Users should independently verify important financial information and seek appropriate professional advice when necessary.

Changes to These Terms

Numelios may update these Terms of Use as the website changes, new features are introduced, or legal and operational requirements develop.

The current version of the terms will be published on this page.

Contact

Questions about these Terms of Use can be submitted through the Contact page .